We're all about Peace-Of-Mind
Experts in FINANCIAL NEEDS ANALYSIS to help you reach your goals & objectives
OUR MISSION STATEMENT:
To provide you with more guarantees in life, peace-of-mind and financial security whether you.....
- Live many years into retirement
- Pass away prematurely
- Or get ill or injured along the way.
Tell us about YOU - we're listening
Call TODAY at 509-996-3425 or schedule a Zoom meeting
Let's get to know each other and see if we're a good fit.
OUR "IDEAL CLIENT PROFILE"
Does this sound like YOU?
- Business Owners & Professionals
- Retirees & Pre-Retirees
- Families
- You want a trusted financial advisor
- You value prompt communication
- You have people you love
- You are a "Provider & Protector"
- You value security and guarantees
- You are open to innovative ideas
- You know you aren't invincible
- You have the financially ability to act
Income Protection
Your earned income IS your greatest asset! Without it...... nothing else matters!
If you got sick or hurt and couldn't work to make a living, how long could you make it on your savings before running out of money?
Disability Insurance or "DI" is PAYCHECK PROTECTION. It can cover your personal living expenses such as the mortgage or rent, car payments, utilities and groceries and even funding your retirement.
Life Insurance
We can help you to protect your family and loved ones and pass on your wealth in the most tax-efficient way possible.
Brokering with the best top A+ rated life insurance companies in the industry for the most competitive rates, we can also help you to research and shop for the policy that make the most sense for you.
- Term Life - 10, 15, 20, 30
- Whole Life
- Universal Life
- Indexed Universal Life
Is there anything else in the world more important than protecting the ones you LOVE?
Retirement Planning
We're experts in helping you to create TAX-FREE retirement income - even if you earn too much to qualify for a Roth IRA. We can also provide a guaranteed LIFE INCOME like having a personal "PENSION." We can help you to LOCK-IN the UPSIDE gains of stock indices like the S&P 500 each year with GUARANTEED ZERO DOWNSIDE LOSS.
Why gamble with your hard-earned money and leave it to chance when you don't have to???
- ALL GAINS - ZERO LOSSES
- Personal PENSIONS life income
- Annuities
- Tax-Free Retirement Planning
- Roth and Traditional IRAs
- 401K Rollovers
- Life Insurance Retirement Plans (LIRP)
Business Overhead Expense Protection
DISABILITY EXPENSE REIMBURSEMENT
If you run a business or practice - how will you cover your overhead expenses if you become totally disabled?
BOE reimburses routine business expenses such as payroll, utilities, malpractice insurance, a mortgage or the office lease.
In additon, with a "Business Loan Repayment Rider" (BLRR) We can also cover your BUSINESS OR MEDICAL PRACTICE COMMERCIAL LOAN PAYMENTS to keep your practice open and operating.
Premiums are even TAX-DEDUCTIBLE!
Business Planning Strategies & Benefits
CUSTOMIZED BONUS PLANNING (CBP)
Unlike standard group benefits, where everyone must be included regardless of merit - with CBP, you can pick and choose who gets what, givng you more control to reward based on merit and loyalty to you and your company.
BUY/SELL LIFE AND DISABILITY INSURANCE
A well-written and drafted partnership agreement that is funded with the right amount of life and disability insurance can provide the immediate liquid cash needed for a smooth transition.
KEY PERSON INSURANCE
Covers your business or practice when one of your best top employees either dies or become disabled. It can also provide extra incentives and rewards to attract and retain top talent.
In the News - Our Published Articles
Todd Radwick is an author and insurance & financial columnist and his educational articles appear regularly in a variey of publications.
Here you can find links to numerous articles to help educate you as you plan for your future financial security for you, your family and your business.
Educational Workshops
Educational Workshops
Educational Workshops
"Knowledge Is Strength." With so much coming at us from all directions, it can be confusing, overwhelming and difficult to get clarity and break through the noise and figure out the best options for one's financial future. Contact us today to arrange a free education only, non-"salesy" workshop for your group, employees or company:
- 401K Rollovers and IRAs
- Traditional or Roth IRAs
- Annuities and Pensions
- Supplemental Retirement Planning
- Life Insurance 101
- Disability Income Protection
- Inheritances & Windfalls