About Me

Frequently Asked Questions

What do I specialize in?

Financial Needs Analysis
Business Overhead Expense Insurance
Disability Income Protection
Life Insurance
Tax-Free Retirement Planning
Guaranteed Life Income Retirement Planning (Personal Pension)

Why work with me? What makes me different?

Use this criteria when evaluating financial guidance:

31+ Years of Veteran Expertise: Full-time professional experience spanning over three decades.
100% Tax-Deductible Business Protections: Specialized strategies like Business Overhead Expense Insurance.
75+ Verifiable Testimonials: Backed with full contact information from real clients.
Tested Through Market Collapses: Helping clients navigate major downturns without losing principal.
Focus on Safety over Speculation: Utilizing tools with guaranteed contractual floors against market drops.

How do I get paid?

While I could certainly charge high hourly rates for planning services based on my 31+ years of experience - I choose not to be fee-based. Instead, I am compensated directly by the various insurance companies I broker with, ouf of their general account. You will never see a "planning fee" from me listed as a line item expense. I also get compensated by receiving sincere testimonials from happy clients and personal introductions to others and find it very satisfying KNOWING someone is 1,000X more financially secure as a direct result of the planning I put in place.