Our country has a serious tax problem. Social Security, Medicare and Medicaid are seriously underfunded. The interest alone on our national debt is expected to exceed the entire US military budget in 2025.
Ronald Reagan only made two movies per year at $100,000 each because at that time, anyone who made more than $200,000 was in the 94% tax bracket. We are currently experiencing LOW taxes. The highest bracket today is only 37%. Taxes MUST go up to cover our out-of-control national debt!
FIXED INDEXED ANNUITIES
IDEAL FOR CREATING GUARANTEED TAX-FREE LIFE INCOME
ALL UPSIDE GAIN - ZERO MARKET RISK
THE ULTIMATE TAX-FREE "PENSION"
Consistent realialble income each month no matter what
THE PERFECT STRATEGY - THE PENSION Roth IRA
"Having a Roth IRA Pension Indexed Annuity with guaranteed income that goes up in retirement........ is like having a job you LOVE where you can never be fired..... where your paycheck is 100% TAX-FREE and each year you're eligible for pay raises that get locked-in"
But Roth IRAs also have some serious rules and limitations and IRS penalties for early withdrawal to be aware of
TAX-FREE RETIREMENT PLANING ON STEROIDS
"LIRP"stands for "Life Insurance for Retitrement Plan" and these plans have been used for many years by the affluent. 85% of highly-compensated CEOs of fortune 500 companies use LIRPs to create substantial tax-free income in their retirement years
The LIRP is an ingenious powerful retirement planning strategy that involves using a properly designed cash value life insurance policy - specifically for the purpose of building up the maximum amount of CASH VALUE that can be accessed 100% TAX-FREE at any age - even before 59 1/2.
Properly designed, there are NO CONTRIBUTION LIMITS like there are with Roth IRAs. The IRS has formulas and requires minimum amounts of life insurance death benefit to be in place. The bigger the life insurance death benefit - the more money you can put into the LIRP
THE PARADIGM SHIFT
With "Term Life" Insurance the goal is to get the MOST quality life insurance coverage at the lowest cost. With the LIRP, the exact opposite is true. The goal is to MAXIMIZE contributions, to get as MUCH money as possible into the plan. The more money you save, the more money you will have in retirement
FIXED INDEXED UNIVERSAL LIFE INSURANCE (IUL)
The IDEAL Policy Choice
IUL is a powerful tool with NUMEROUS advantages
What's a good night's sleep worth? Are you willing to "roll the dice" on your hard-earned retirement savings?
DIVERSIFYING your investments can help to "reduce" risk ..... but NOTHING BEATS GUARANTEES against market loss
S&P 500 - Notable Loss Years
"I'm not so much interested in the return "ON" my money as I am in the return "OF" my money"
Will Rogers
Indexed Annuities and Indexed Universal Life Insurance work like a RATCHET WRENCH, protecting both your principal and your interest/gains! Investment values can only go one direction - UP. That means ZERO losses.
Indexed Annuities and Indexed Universal Life Insurance DO NOT have this problem!
"Having an annuity with guaranteed income that goes up in retirement..... is like having a job you love where you can never be fired..... and each year you're eligible for pay raises that get locked-in"
We partner with some of the finest most trusted and respected life insurance and annuity companies in the industry, going strong since the 1800s with the highest "A" comdex ratings for financial strength and claims-paying ability from Standard & Poors, Moody's, A.M. Best and Fitch.
Learn about guaranteed income for life, tax advantages and how to capture the upside of the market like the S&P 500 with guaranteed safety and ZERO downside market loss
Remember 2008 and the nearly 40% loss? Learn how to capture the UPSIDE of the market - while "LOCKING-IN" your gains with guaranteed ZERO downside market loss
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