What is your most VALUABLE ASSET?
Your home? Cars? Toys, 401K, savings and investments?
YOUR MOST VALUABLE "ASSET" IS YOUR INCOME, your PAYCHECK each month, year after year until you retire!
Your Earned Income is the Financial FOUNDATION
If you die of cancer, do you get "SICK" first or "DIE" first? Doesn't it make sense to INSURE in the order that events happen? Shouldn't Disability Income Protection should come BEFORE Life Insurance.
A 40 year old earning $250,000 per year, working for 27 years to age 67, with a 4% increase in income per year WILL EARN $12,491,886!
Why Do ALL Physicians Max Out Their Disability Insurance?
Because of what they see every day!
HOW LONG WILL YOUR SAVINGS LAST?
6 Months? 90 days? 60 days? 30 Days? ..... Less???
If your income STOPPED TODAY how long could you pay your bills before RUNNING OUT OF MONEY??? What would happen to you and your family????
On average, It only costs 2-3% of Your Gross Income....
To replace 86% of your after-tax take home pay!
If you were presented with two job opportunities and one paid you $100,000 per year with ZERO financial protection from a disability ...... OR one that paid you 2-3% less, BUT provided 86% of your take-home pay 100% TAX FREE - which one would you take?
Is Your Portfolio Protected?
What % of your portfolio is for covering a health crisis?
If your income STOPS due to a major accident or illness - how much of your savings and retirement portfolio is earmarked to replace income if you're too sick or hurt to work for an extended time??? What will happen to your retirement & savings accounts?
Medical Insurance Pays Everyone Else - WHO PAYS YOU???
If you only have "Health" Insurance (Medical) but you don't have any comprehensive Disability Insurance you are only "HALF" covered. The doctors and surgeons get paid, the hospitals get paid, the pharmacists and physical therapists get paid - Disability Insurance PAYS YOU!
What do all injury attorneys see after a major disability?
Bankruptcy Foreclosure Divorce
Ask any top injury attorney what they most often see after a major illness or injury - BANKRUPTCY, FORECLOSURE and DIVORCE!
In the news - See my financial columns and articles
Disability Insurance
The "Return of Premium" Rider
Disability Insurance for Buy/Sell Agreements
CPAs - What Happens When a Company Owner Can't Work?
Disability Insurance for Businesses
Will Your Group Disability Insurance Be Enough?
Disability Insurance and "Forced Savings Account"
The HUGE Downside to Life and Disability Insurance
