As the owner of Cresap Orthotics & Prosthetics in Wenatchee WA, I would like to provide Todd Radwick, my financial advisor, with my highest recommendation. I have been his client for about 24 years.
Todd has done a fantastic job helping me to plan for my financial security and his expertise in retirement planning, life insurance, and disability income protection has been invaluable.
Despite all the market downturns and volatility, with Todd's recommendations, I have always made competitive returns in my savings and retirement accounts - and have never lost a cent!
Todd has really taken the time to understand my goals and concerns and has educated me on significant risks that could have derailed my vision for the future. He has partnered with me to create customized solutions so my family will be able to maintain their lifestyle, our goals for retirement will be reached, and my business will prosper.
While I understand everyone’s situation is unique, I believe you will benefit from Todd’s 23 years of financial experience and expertise. If you are looking to work with a true professional, I suggest you call Todd and set up a time to talk.
Sean D. Cresap, C.P.O.
Cresap Orthotics and Prosthetics
630 N. Chelan Ave, Suite A5, Wenatchee WA 98801
Todd helped us to understand the language and options that were available in disability coverage. We now have the peace of mind knowing we are covered in case we need it, and in our business, we know things DO happen! I highly recommend his services.
Alan Sheppard, CPO
Alliance Orthotics & Prosthetics LLC
800 East California Street, Suite 1
Gainesville, TX 76240
Everyone knows that we need to plan for our financial security in our retirement. Yet, our day to day demands often keep us so busy, that we continue to put off planning for the future year after year because we don't have the time to really access our needs and research our options.
It is essential that I work with someone who understands my goals and is willing to do the "leg-work" to find the options most suitable for reaching those goals. This is where I find Todd to be extremely helpful. He is very knowledgeable, presents me with several choices, offers clear explanations, and has helped me to form a personalized plan for my financial future.
I highly recommend Todd to you, if you also are looking for someone who will give your financial planning and goals his personalized attention and service.
Bob Mathison Orchards Inc.
2932 McEldowney Road
Malaga, WA 98828
For a number of years I have been concerned with the fact that when I retire, I will have to take a reduced pension in order to insure that my wife would continue to collect my Washington State Pension, should I proceed her in death. Fortunately, Todd Radwick was able to demonstrate to us in a very clear and graphic way how I could take my full pension at retirement, provide for my wife, and accumulate a substantial savings fund as well. Todd is knowledgeable about the programs he offers, and is patient to make sure we understood the financial concepts of the program we were using to achieve our goals.
If you have the need to take full advantage of your pension program, I would highly recommend Todd as someone who can be of great service to you as you plan for retirement.
Wenatchee WA 98801
I so appreciate Todd Radwick and his professional service because he did exactly as I asked. As a recent widow, I was completely lost when it came to how to handle some extra monies that I had earned while selling real estate. I told Todd, "Just treat me as you would treat your own mother." And he has. And, there have been times that he has gone to bat for me when there was no reward for himself. Another trait that I really admire in Todd is that he keeps in contact on a regular basis. He is one of the good guys and I feel fortunate that our paths crossed when they did.
8386 W. Galactic Court
Boise, Idaho 83709
During these financially hard times you need to have a Financial Representative that you can trust and have confidence in.The Radwick Financial Group certainly fits those needs in Central Washington. Todd has been in partnership with me for over 10 years, helping me.Although I have moved out of the area, he has continued to serve me.Todd is diligent to and truly dedicated to his clients and his profession. I highly recommend him to anyone who needs excellent service. Take the few minutes of time that is takes to meet with Todd. It worked out great for me.
Barry L. Crose
Ducks Unlimited Regional Director
Utah and SE Idaho
We have always found it hard to find "dependable" and "trustworthy" people in life. When you throw in the traits of knowledge, experience and genuine concern for ones clients then you have just described Todd Radwick at "Radwick Financial Group LLC. We have worked with you Todd for over ten years and have been pleased with the service. You have always been there for us by always showing an honest concern for any of our questions, concerns or needs. Keep up your wonderful attention to detail and timeliness. You're a great consultant who has the knowledge for those you serve whatever their needs might be.
I have been retired since 2004 and have watched my retirement IRA go up and mostly down over the past few years, resulting in many sleepless nights. It was time for me to reevaluate my current investment portfolio and look for a safer plan than I currently had. I have dealt with several financial advisors over the years. I went on line and found Radwick Financial Group LLC and met Todd via the internet. This was my first internet business transaction and I must admit I was somewhat leery of doing business over the internet. Over the course of several months and emails and phone conversations with Todd, I became very comfortable with Todd as we discussed various financial options available. We found a plan that fit my financial needs, and all I had to do was select the option(s) under the plan. Todd went over each option in detail and answered all questions asked. Todd made my first on line business experience a very relaxing and comfortable (in home) experience.
Thank you Todd.
Robert D. Talbott
3355 N. Delta Hwy, #134
Eugene, OR 95665
My personal experience with Todd Radwick was, and continues to be, a positive relationship. Todd is very knowledgeable in his profession and was of great help to me in deciding which financial plan best suited my situation. I would recommend and encourage Todd's services to anyone who is in need of financial planning.
Former Project Manager, Rocky Reach Dam
PO Box 262
Monitor, WA 98836
Todd is a terrific master of insurance. Listen to Todd. He has added a great value to my business and my ability to make crucial decisions and has had a profound effect on my bottom line!
Thank you Mr. Radwick
Carlos Perez - Restaurateur and owner of Carlos 1800
149 Riverside Ave, P.O BOX 751
Winthrop, WA 98862
If you are looking for someone to take care of your life insurance needs Todd Radwick is the one. My husband and I have been with Todd for 15 plus years. Todd will work with you to find the best policy that fits your financial situation.
Thank you Todd!
Hi, I'm Byron Moore, I'm an attorney here in Wenatchee, WA and I work in the area of wills, trusts, estate planning and probate along with real estate and I highly recommend Todd for your disability insurance needs; he provides products that other insurance carriers do not and he will really go the extra mile to find the right fit for your needs.
Moore Law Firm
1114 N. Mission
Wenatchee, WA 98801
Todd is a huge proponent for Individual Disability Insurance, and is continuing the ask the crucial question, "what would you rely upon to pay your bills and expenses should you lose the ability to collect a paycheck".
Brock Falconer - VP Sales
300 SW Adams Street
Peoria, IL 61634
Office 800-437-7355 597
I invite my friends to chat with a Todd Radwick here of Radwick Financial Group. Todd just hooked me up with a lump sum disability policy that will pay me $100k lump sum after 30 days of total disability for $40/mo (beer money). No medical exam, no blood tests, just a quick application and you are protected. Realizing as I get older I'm not invincible. How long could you go without your income? Also consider other, safer and more productive investments than your 401k...Todd has them. Good guy, good principles, former police officer. You can trust him.
Health Care Consultant
5528 226th Street NW
Stanwood, WA 98292
Todd Radwick is very dedicated to his clients and put on the best presentation we've seen in 20 years. He works extremely hard to make certain that you understand all your different options and how to find the one that best suits your needs. We will be recommending him to anyone looking for a retirement or life insurance plan from now on! Thank You Todd for all your hard work and we look forward to continuing to work with you in the future.
Aaron and Angela Roth
Owners - Super Bait Fishing Lures
721 Okanogan Ave.
Wenatchee, WA 98801
As a business owner, time is tight and worries are many. Our experience with Todd Radwick at least eased our worries about retirement planning. Todd is very knowledgeable in his profession and took all the time "we" needed to explain our options to us. I would recommend and encourage Todd's services to anyone who is in need of financial planning.
John and Tracy Keen
Mid Valley Fitness, Inc.
205 A. Mission Ave.
Cashmere, WA 98815
I would like to offer my recommendation for Todd Radwick. Todd takes the time necessary to explain what is best for protecting your personal assets. Todd meets you where you are at in life, sharing what you need, in a friendly, trustworthy manner. With patience and a positive nature, Todd shares his experience working with others to help you understand what protection works best for you. Listen to Todd's forthright advice and you too can feel protected. Thanks to Todd, I have proactively mitigated the risks of life.
4014 SW Condor Ave.
Portland, OR 97239
Todd Radwick is the consummate financial professional. He has greatly helped me in my financial endeavors. I believe that his financial acumen and expertise are unmatched. Moreover, even after I had left the State of Washington I was still able to do business with Todd very easily as he maximizes the utilization of the latest office/internet technology. I highly recommend Todd to anyone who is in need of a sound financial maven.
Dr. B. Michael Southam
Black Rock Vision Center
3201 Lakeside Drive
Reno, NV 89509
We came to know Todd through our New York Life policy some years ago. Since then we have taken out an annuity with Jackson Life Insurance. The fund was started in late 2008 and through the down market of 2009 (The S&P 500 dropped 38.49%) we did not make any progress on the account but as well we did not lose anything at all either. In 2010 we managed a 9.8 percent increase in the fund so we are quite pleased with that. In fact, from inception to present we have received an average annualized return of 10% every year without a single loss! So far so good. Keep up the good work Todd.
Manson Growers Manager, (Retired)
3237 NW Evergreen Court
East Wenatchee, WA 98802
Cell (509) 470-1914
I am writing to thank you for your insurance visit to our home on Tuesday, March 18th, 2014.You showed complete, intelligent, caring, and positive information, making it clear for our understanding. You an honest and well-informed insurance representative, and a good LISTENER. You suggested many ways the insurance could work in our lives, SO: I will certainly share Todd, Radwick Insurance Group, with all the folks I meet who have insurance needs. I am grateful to have had this opportunity for this learning in my life.
P.O. Box 296
Winthrop WA 98862
I am most impressed with Todd as he advised me on Life Insurance and Long Term Health. His recommendations were based on his experience of more than two decades. He went outside the box and demonstrated how to make insurance into a money maker, while still being protected. He is entrepreneurial in nature and most easy to work with. He seemed take the time and patience with me as if I was his best friend. I highly recommend him and his services.
Patrick Mulcahy - President, International Markets at World Actisor USA, Inc.
3138 Madeira Ave
Costa Mesa, CA 92626
Todd is a very client focused advisor who is highly responsive with effective solutions that are well tailored to the needs being addressed.
Eric Breidenbach, President and Co-Owner
Bridgeview Brokers, Inc.
14205 SE 36th Street - Suite100
Bellevue, WA 98006
Todd is a passionate advocate for his clients with a strong emphasis on helping them protect their greatest asset which is their future earnings potential. A lot of advisors want to skip steps to get to other things, but Todd realizes how critical it is having these basics covered before clients can comfortably move to other needs and desires.
Scott Blankenship, CLU, LUTCF, Regional Manager - NW Disability Brokerage at NW Disability Center
5200 Southcenter Blvd., #290
Seattle, WA 98188
Todd is the consummate wealth coach and financial protector. I’ve known Mr Radwick both professionally and personally for more than 20 years and have consistently referred my clients to him. His detailed analysis of each financial circumstance along with his years of experience provides financial safety; he’s not lost anyone’s money. His consistency in growing our assets, protecting them, and ensuring we’re able to pass them on provides huge peace of mind. When you visit with him you’ll immediately recognize integrity. As he explains how he can best help you meet your objectives you’ll trust in his ability to completely understand your personal circumstance. He remains passionate about all aspects of financial security; you want him on your side.
Victoria Kohein, Principal Broker at Fairstone Properties
5200 SW Meadows Road, Suite 150
Lake Oswego, OR 97035
Extremely knowledgeable and continues to build his expertise throughout his career. Top flight agent and person.
Bob Herum, Second Vice President, Disability Sales, Ameritas Life Insurance Company
1876 Waycross Road
Cincinnati, OH 45240
Consistent in his approach regardless of the size of the transaction; service, knowledge, stays within the products and processes that he is highly competitive in.
Mark Palmer, C.M.W. at Mark Palmer Group with Absolute Mortgage
15418 Main Street, Suite 302
Mill Creek, WA 98037
I have known Todd for about four years now. Todd is a diligent and knowledgeable financial advisor who serves eastern Washington enthusiastically. I admire Todd’s integrity, attention to detail and consistent follow-up.
Peter Busacca, WA Biz Brokers
PO Box 2208
Issaquah, WA 98027
Todd Radwick is a true professional. He is knowledgeable, trustworthy and offers his clients exceptional customer service. Highly recommended!
Kathleen Dalzell, Reverse Mortgage Specialist, First Bank - HECM Division
501 North El Camino Real, #200
San Clamente, CA 92672
In my 35 thirty years as an administrative assistant in the insurance industry, I have rarely had the privilege to work with someone as passionate about his profession as a Financial Planner/Advisor as Todd Radwick. He is extremely knowledgeable, and always puts his clients’ needs first and foremost. Excellent customer service is crucial in any business and without it, you can lose clients very quickly. Todd will never have to worry about this problem. If you are looking for someone who can guide you in the ever increasingly difficult financial planning arena, and who will provide excellent service, I highly recommend Todd Radwick.
Ameritas Senior Case Coordinator
Todd is an objectives and goals oriented individual that cares about people and delivers on what he promises to do.
Todd is an awesome financial adviser. He really worked with me and is very patient. I was putting off getting disability insurance for financial reasons. He spent a great deal of time with me letting me know what my options were and what would be considered essential for coverage versus nice to haves but not necessary.
I really appreciated his time. Todd is a great teacher and educator. I never felt rushed at all during this process. Getting disability insurance at the ripe age of 30 seemed like an afterthought. He had lots of good reading material as well that fully helped me understand why private disability insurance is a great option to invest in beyond what any employer would potentially cover.
PO Box 3365
Omak, WA 98841
It's very rare, in today's world, that you can find someone trustworthy and ethical. Always doing what's best for his clients instead of what's best for his bank account.
Always with quality life and disability Insurance and when it comes to making my savings and retirement work for me, he has done nothing but get me a fair and good return on my money while always protecting my principal and with minimal taxes. He's even got one financial vehicle that not only avoids probate in case of death but gives me a tax free income while living and a tax free death benefit to my beneficiary. I trust this man and this man only.
6842 Paula Drive
Middleburg Heights, OH 44130
Todd has been a joy to work with on my finances. He always keeps my goals in mind and presents financial products and solutions tailored to my goals. He is helping me accomplish more than I ever could have on my own.
639 Carle Ave.
Lewis Center, OH 43035
Office 877-614-9090, Ext. #228
Todd has gone out of way to make sure my wife and I have the best coverage for our life insurance, long term disability insurance, and retirement needs. We always trust Todd to have our best interests in mind.
Mark and Nancy Spurgeon
2012 Autumn Drive
East Wenatchee, WA 98802
Thank you for the outstanding work on placing disability and life insurance policies for our mutual clients. Our clients were very happy with the ease of the application process and rapid response time. Since both policies were needed for the US Small Business Administration Loan we funded, the timely assignment for both policies was appreciated as well.
Your articles on disability insurance are also appreciated as an educational handout at the financial education classes I teach throughout the year.
I look forward to working with you in the future on disability and life insurance policy needs.
VP/SBA Relationship Manger, Kitsap Bank
11711 SE. 8th Street, Suite 310
Bellevue, WA 98005
Your sage advice years ago, has put us in a position to fully access the benefits of our state pension and will allow us to live comfortably and still protect our interests for financial security well into the future. Thanks for the great presentation and just being a stand-up guy overall.
Keith and Carla Trustcott
1198 Cranmer Drive, #5
Wenatchee, WA 98801
I've worked with Todd over the years and have always had a positive experience. I've had enough talks with Todd to know he has a deep product knowledge and takes the time to solve even complex insurance needs. I highly recommend Radwick Financial Group LLC for Disability Income Protection and Life Insurance.
547 W. Centennial Blvd.
Springfield, OR 97477
Todd is a great person to work with. He was very thorough in explaining the types of coverage I could get to protect my income. As a small business owner I found Todd's advice and care to be invaluable.
Pillar to Post Home Inspections
812 Idaho Street
Wenatchee, WA 98801
As an insurance professional, I'm aware that our industry does not have the most stellar reputation. That's why when it comes to referring my clients to a financial specialist, I'm very cautious. Todd Radwick is the one professional I trust to provide solutions to my clients' financial, disability and life insurance needs. Anyone can have knowledge, experience or products to offer. Todd certainly stands out in those areas. However, what really matters is Todd's focus. He's all about making a positive difference for the client. To do this, Todd puts the client's best interests first and makes only the most appropriate recommendations. In a sea full of sharks circling around your money, Todd and his financial services are a welcome ally.
Insurance Professional - Basin Pacific Insurance
230 Grant Road
East Wenatchee, WA 98802
When Todd first came around talking about disability, I was somewhat skeptical; however, five hours later, and after many, many questions, I was satisfied and took a chance by purchasing some disability insurance. Six months later, I was trail riding on a trail I've been on at least ten times and fell, resulting in dislocating my arm and tearing my shoulder. When I was told I needed surgery and was told I would be out of work for a minimum of three months, I promptly told the doctor "no way" and went back to work. It did not take very long for me to realize I was wrong and the doctor was right. Panic set in- out of thin air Todd called me just to touch base and reminded me that I have coverage for such an event. As I write this, while sitting down and recovering, doing exactly what the doctor and the PT have told me to do, I thank God my mortgage and other bills are paid off! This event will be shaping my thought process in the future, AKA how I will safeguard my income!
PO Box 1101
Manhattan, MT 59741
I've known Todd for many many years and he has always explained things clearly to me and gently prodded me along my insurance needed path. I state it this way because I'm a hard case, I procrastinate, and over think the things i do. With his knowledge he has moved me in the right direction for my family, back from years ago when i had small children to now when I have a mostly empty home. Through all those years we've been friends as well, talking about many subjects, his genuine care for my family and me as a friend and a financial advisor has always been an asset to me. Give him a call and set up a time to talk or have a presentation, you cant go wrong.
520 S. 6th Street
Montesano, WA 98563
I've been working with Radwick Financial Group, LLC for the better part of a year and have had nothing but solid, positive results. Todd Radwick is a financial professional with decades of experience who catered his financial advice to my individual needs.
Additionally he assisted me with long-term and short-term goals across IRA, Life Insurance and retirement savings planning that consolidated costs, was within my price range based on my fiscal status, and was individualized to my family and personal needs.
His dedication to me and my family made me feel as if I was his only client and I have a genuine sense of worth, trust and pride in dealing with him.
Whether you are an entrepreneur, small or large business or a retired Military veteran like me, Todd is the person I'll turn to for all my investment, money market and life insurance needs.
1812 Troon Ave
Wenatchee, WA 98801
I've known Todd for many years now, both as my insurance and financial adviser and as a client of mine in my business. Todd takes the time to get to know his clients and has the patience needed in his Job. We've been talking about updating my life insurance for several years now, and not once did Todd pressure me into making a decision. He knew that I needed to make the first move and I'm thankful for his positive attitude and willingness to work with me after waiting so long for me to make a decision. Todd's knowledge of his brokered product offerings is excellent and I trust that when he suggests something for me, it truly is the right thing for me. I highly recommend Todd for anyone looking to plan for the future; both for retirement and protection for your loved ones if the worst should happen.
131 E. Woodin Ave.
Chelan WA 98862
Yes, "Life Insurance" is priceless. Thank you Todd for your expertise it saved me when Gary died. I lost $3,000 of income for about 45 days, until everything was moved over to me. His policy was paid to me within 2 and 1/2 weeks and that was over Thanksgiving. His policy wasn't huge, but it paid my immediate expenses and took away any financial worries at that time. Thank you Todd. I was fortunate to have a spouse that made sure I was taken care of in a difficult time.
Myndi Hanberg Graham
18566 Hazel Ln.
Leavenworth, WA 98826
Kathy and I were just talking about our retirement/investment account with you last week. Kathy and I both kind of said “welp, we tried. I’m sure that thing is GONE. At least we weren’t that far/vested into it.”
Then I’m laying in bed watchin’ TV at 10:30 on Sunday night when Kathy says “oh! We have a voicemail you need to hear!”. She plays it. It’s you. (You know what you said about having ZERO losses to our retirement accounts during this Corona Virus market crash).
We just wanted to say THANK YOU! Thank you for reaching out to us. Thank you for remembering us. Thank you for reassuring us. And mostly, thank you for looking out for us! Things happen in “the market”, we know that. But it means so much that you’d take the time to reach out to us, and reassure us.
Thanks man! You rock! I’m so glad we went with you for our retirement investments.
Sheamus and Kathy McQuade
PO Box 353
Wilbur, WA 99185
Success story. I'm sure glad I went with Todd Radwick of Radwick Financial Group. I feel totally safe with my policy and now I know, especially with the Corona Virus market meltdown, I made the best investment decision ever, as I have not lost a single thing in the market! The crisis at hand and whatever else may come our way in the future is of no concern to me. I feel great about my decision and the peace-of-mind it brings.
Underwood Prosser Lockers
1221 Bennett Ave.
Prosser, WA 99350
Given the once in a century financial crisis our country is currently experiencing it is of enormous comfort to know that my wife and I can rely on having a locked-in income as we enter into our retirement years. While we are both financially prudent by nature we are also not the kind of people who are inclined to devote the time required to fully understand the benefits and implications of the many long term investment strategies available. Thankfully, your thoughtful advice allowed us to choose a path that serves our financially conservative approach to investing far better than any concept we had previously considered. And now, the closer we come to the end of our careers and the more chaotic the financial markets appear, the more settled we are with what the future holds for us .
Thank you, Todd.
Geof & Diane Childs
McLean Hill Farm
Winthrop, WA 98862
I have known Todd for coming up on six years. And this is just a quick update to a previous testimonial I had sent in quite some time ago. I recently had to take a trip to the ER for a physical injury. One of the "sweetspots" of my disability policy is it allowed a one time pay out for a physical injury. The company Todd recommended for me was fantastic in customers service, no hassle, and reimbursed me entirely for the ER visit, which I was astounded by! I even asked Todd to explain this piece of the policy again and he took his time very graciously to explain it to me. I have carried the policy for six years almost now and sometimes you forget what you signed up for. Todd is the ultimate example of service after the sale! Thanks Todd! Talk to him, he will steer you in the right direction!
General Manager, Omak JC Penny
PO Box 3365
Omak, WA 98841
I have been working with you as my insurance and financial advisor or a little over ten years now. Thank you for all your patience in working with me, always educating, never pushing product, and bringing lots of added value to better help me understand how to plan and prioritize what should come first and next and so on. With so much information out there, it can get confusing and overwhelming. Thank you for helping me to see things more clearly and to take the necessary steps to put things into motion and action; it is easy to put things off and let life run away.
Also, in addition to the peace of mind you have helped me to secure with protecting my income with disability insurance and my daughter with life insurance, thank you for helping me to understand how to use Indexed Universal Life Insurance to create tax-free income in my retirement some day and do so with NO downside market risk. I’m happy to say, unlike many others with 401Ks and IRAs and mutual funds, not only have I made decent admirable returns, I HAVE NEVER LOST A SINGLE CENT! Keep it up! I am happy you are my advisor and would recommend you to anyone else also seeking a smart, ethical, veteran advisor to help them in the planning of their financial future.
Tomi Abbey-Stevens, Salon Owner
1020 Westcliff Place, #A
Spokane, WA 99224
Thank you for going above and beyond to help us to file and receive our NY Life claim in a timely manner. During our very difficult time of loss, you helped us to navigate the NY Life process by showing up at our home and making all the calls for us. You checked in frequently and made us feel supported along the way. I highly recommend you to others for their life insurance needs.