About Todd Radwick
Todd Radwick, DIA, Principal
Radwick Financial Group, LLC is led by principal and founder, Todd Radwick, who comes from a family of insurance and financial professionals.Todd followed his father's footsteps into the life insurance business in January of 1995 by joining as an agent with the New York Life Insurance Company and was there for 12 years. In order to help his clients with a broader selection and to have more options, he later formed Radwick Financial Group, LLC and has been in the profession now for 29 years. Todd's father, Bob, was in for 43 years and his brother, Rolly was in for 37 years. Todd and Radwick Financial Group, LLC are licensed in multiple states across the nation and he does all of his work via phone and webconferencing using Zoom.
Prior to being an insurance and financial advisor, he served the public for six years as a police officer and deputy sheriff in the state of Washington.
Todd has been happily married for 37 years to his high-school sweetheart and has two adult children. He holds a 3rd Degree Black Belt in Korean Hapkido and also enjoys working out, hiking, cross country skiing, pickleball, travel, sailing, playing electric blues guitar and being a gourmet hobby chef.
Todd specializes in guaranteed income planning and helping small business owners to be more financially secure, whether they live long into retirement, die too soon or get disabled along the way. Todd has his "DIA" designation (Disability Income Associate) from AHIP and has been a platform speaker at numerous industry meetings and conferences. He is also a published author with his own financial column in several publications including the Spokane Journal of Business, the Wenatchee Business World, the O&P Business News and the national industry magazine, Broker World.
Call Todd today to leverage his expertise and experience!
- Financial Needs Analysis
- Guaranteed Retirement Planning
- Tax-Advantaged Retirement Planning
- Disability Income Protection
- Disability Business Overhead Expense Protection
- Life Insurance
- Annuities
- Traditional and Roth IRAs and 401Ks
- Business Partnership Buy/Out Insurance
- Customized Benefits Planning (CBP)
- Key Person Insurance and Executive Bonuses
Meet Our Team
Scott Blankenship, CLU, LUTCF, Income Protection Specialist
Scott Blankenship, CLU, LUTCF, Income Protection Specialist
Scott Blankenship, CLU, LUTCF, Income Protection Specialist
Scott has specialized in disability income solutions since 1994 and is our "Go-To" Expert and Case Design Specialist when it comes to helping our affluent upper market clients with protecting their income. Scott started as a financial professional with Principal Financial in Portland, Oregon after graduating from Portland State University with a B.S. in Business Administration, with an emphasis on finance and business law. Scott has worked with Paul Revere (now known as UNUM as a DI Wholesaler and is also our direct line to our industry partner, Ameritas Life, an industry leader in the white collar and business owner DI market. Scott is very passionate about his commitment to income protection and helping to educate others on its importance. Scott is married, and enjoys watching his children play soccer
Michael Harvey, Annuities & Retirement Planning Specialist
Scott Blankenship, CLU, LUTCF, Income Protection Specialist
Scott Blankenship, CLU, LUTCF, Income Protection Specialist
With over 20+ years in the insurance and financial services industry, Mike has become an EXPERT in all forms of annuities and the complexities of tax-advantaged retirement planning. In addition, Mike is very knowledgeable when it comes to Social Security Planning and helping our clients navigate what can often be an arduous and confusing process. Mike has earned the prestigious "Social Security Plan Specialist" designation and we truly see him as a valuable asset for our planning team. Previously, Mike spent many years as a top-performing Annuity Wholesaler at Jackson National Life, where he helped to educate and service agents and advisers across the US. While there, Mike led the entire company as the #1 top performing wholesaler with the company. He enjoys being with his family and splitting his time between the pacific northwest and his 2nd home in sunny Arizona.
Dennis Urbanski, Office Administration & Case Manager
Scott Blankenship, CLU, LUTCF, Income Protection Specialist
Dennis Urbanski, Office Administration & Case Manager
Dennis is fantastic. He runs all of our day-to-day administration and case management follow up. Dennis orders and monitors the progress of all illustration design, applications, underwriting requirements, life and disability lab orders, Attending Physician Statements (medical records) and takes care of all of our policy deliveries. When you receive a policy in the mail, with very clear, easy to understand instructions, this is all coming from Dennis. He is a real asset to this office. When Dennis is not busy crossing every "T" and dotting every "i" in our case load, Dennis enjoys playing golf and spending time with his grandchildren.
Our Code of Ethics
Things we live by in everything we do.....
- To always put YOUR needs FIRST! This is all about YOU.
- To ask the right qustions and focus on listening and hearing what you have to say and less on talking.
- To never "SELL" you anything. We hate that word. Instead, we are here to HELP YOU, working with you, collaboratively as a team, to be your advocate as you evaluate all your options.
- Unless it is absolutely obvious to both of us, to never make plannning recommendations on the first meeting. We want to give your case the time and respect it deserves before coming back to you with some options.
- To be prompt and prepared at all or appointments and keep you informed of any delays or changes.
- To promptly return all your calls, texts or messages at our earliest opportunity.
- To keep you informed and abreast of anything we feel might be prudent in the planning of your future financial security.
- To do at least annual reviews, more if necessary to keep your planning up to date and in allignment with your goals and objectives.
WHAT MAKES US DIFFERENT?
EXPERTS IN GUARANTEED LIFE INCOME PLANNING
Where the vast majority of advisors only work with risky securities such as stocks bonds and mutual funds, we do not. Instead we specialize in "pension" style guaranteed lifetime income retirement planning with ZERO worry about downside market loss or ever running out of money.
EXPERTS IN DISABILITY AND LIFE INSURANCE
Disability Insurance and protecting your income, your cash flow is the single most critically important aspect of insurance and risk management - yet sadly is almost always the most overlooked. We are experts in Disability Income Protection and can be a huge value added source of information. In addition, we are also experts in all aspects of life insurance needs analysis, term life, whole life, universal life, and indexed universal life.
WE ARE NOT A "FEE-BASED MODEL" - HOW DO WE GET PAID?
Brokerage Arrangements: If we chose to be a "fee based" model like many other financial advisers and planners, we could and would charge an hourly fee of $500 per hour. Instead, We have chosen not to be "fee based" at this time, and get compensated directly via the various A+ rated insurance & annuity carriers we broker with. This is a "WIN-WIN," no fees for you - more business and referrals and introductions for us.
TENURE
The insurance and financial services and advisor industry is a very tough business and it's common for many to come and go and most do not make it. We are proud to have nearly 28 successful years of helping others to sleep well and be more financially solid and secure.
CREDIBILITY - WE ARE PUBLISHED
Todd Radwick is a published author and financial columnist in several business and financial publications such as Broker World, The Spokane Journal of Business, The Wenatchee Business World, The O&P Business News (Orthotics & Prosthetics) and others. He is also sought after public speaker at forums and conferences.
OVER 50 CLIENT TESTIMONIALS
See our many compelling client testimonials from happy clients who put it in writing they have never had a single market loss in addition to being thrilled with the value and customer service we bring to the table. The vast majority of other advisors, agents, and planners have no where near this many testimonials. Would you write a testimonial like this for YOUR current advisor and be willing to back it up with your contact info? If not, let's talk.
Our Partners
