About Todd Radwick
Todd Radwick, DIA, Founder & President
Radwick Financial Group, LLC is led by president and founder, Todd Radwick who comes from a family heritage rich in experience in the life insurance and financial services industry. Todd is in his 28th year of business, his father, Bob, now deceased, had 43 years and his brother, Rolly, now retired was in for 37 years.
Todd is a Guaranteed Income Specialist and helps small business owners, business and medical professionals to GUARANTEE THEIR INCOME in three crucial areas.
- Guaranteed Income in the event of a disability if they get sick or hurt and cannot work
- Guaranteed Income for their loved ones when they pass away, insuring their quality of life
- Guaranteed Income in their retirement, with zero worry about a down market or running out of money
Todd is an EXPERT in the following planning areas:
- Disability Income Protection
- Disability Business Overhead Expense Protection
- Life Insurance
- Tax- Advantaged Retirement Planning
- Annuities
- Traditional IRAs
- Roth IRAs
- 401K Rollovers
- Guaranteed Lifetime Income Planning (Pension)
- Business Partnership Buy/Out Insurance
- Key Person Insurance and Executive Bonuses
Todd "cut his teeth" in the life insurance business by joining New York Life in January of 1995. Prior to this, he was in law enforcement for six years as a police officer and deputy sheriff in the state of Washington.
Todd is married to his high school sweetheart and has two adult children. Todd holds a 3rd Degree Black Belt in the Korean martial art of "Hapkido." He also enjoys travel, sailing, being a chef, playing electric blues guitar, pickleball, working out and playing in the mountains hiking and skiing.
Meet Our Team
Dennis Urbanski, Office Administration & Case Manager
Michael Harvey, Social Security, Annuities & Retirement Planning Case Design Specialist
Scott Blankenship, CLU, LUTCF, Income Protection Case Design Specialist
Dennis is fantastic. He runs all of our day-to-day administration and case management follow up. Dennis orders and monitors the progress of all illustration design, applications, underwriting requirements, life and disability lab orders, Attending Physician Statements (medical records) and takes care of all of our policy deliveries. When you receive a policy in the mail, with very clear, easy to understand instructions, this is all coming from Dennis. He is a real asset to this office. When Dennis is not busy crossing every "T" and dotting every "i" in our case load, Dennis enjoys playing golf and spending time with his grandchildren.
Scott Blankenship, CLU, LUTCF, Income Protection Case Design Specialist
Michael Harvey, Social Security, Annuities & Retirement Planning Case Design Specialist
Scott Blankenship, CLU, LUTCF, Income Protection Case Design Specialist
Scott has specialized in disability income solutions since 1994 and is our "Go-To" Expert and Case Design Specialist when it comes to helping our affluent upper market clients with protecting their income. Scott started as a financial professional with Principal Financial in Portland, Oregon after graduating from Portland State University with a B.S. in Business Administration, with an emphasis on finance and business law. Scott has worked with Paul Revere (now known as UNUM as a DI Wholesaler and is also our direct line to our industry partner, Ameritas Life, an industry leader in the white collar and business owner DI market. Scott is very passionate about his commitment to income protection and helping to educate others on its importance. Scott is married, and enjoys watching his children play soccer
Michael Harvey, Social Security, Annuities & Retirement Planning Case Design Specialist
Michael Harvey, Social Security, Annuities & Retirement Planning Case Design Specialist
Michael Harvey, Social Security, Annuities & Retirement Planning Case Design Specialist
With over 20+ years in the insurance and financial services industry, Mike has become an EXPERT in all forms of annuities and the complexities of tax-advantaged retirement planning. In addition, Mike is very knowledgeable when it comes to Social Security Planning and helping our clients navigate what can often be an arduous and confusing process. Mike has earned the prestigious "Social Security Plan Specialist" designation and we truly see him as a valuable asset for our planning team. Previously, Mike spent many years as a top-performing Annuity Wholesaler at Jackson National Life, where he helped to educate and service agents and advisers across the US. While there, Mike led the entire company as the #1 top performing wholesaler with the company. He enjoys being with his family and splitting his time between the pacific northwest and his 2nd home in sunny Arizona.
WHAT MAKES US DIFFERENT?
EXPERTS IN DISABILITY INSURANCE
Disability Insurance and protecting your income, your cash flow is the single most critically important aspect of financial planning and risk management - yet almost always the most OVERLOOKED. The vast majority of financial planners, fee based advisers, stock and bond brokers, insurance agents are very guilty of neglecting to advise their clients on this hugely important area of planning. We on the other hand are experts in disability insurance, broker with all the major top carriers and specialize in income protection.
EXPERTS IN CASH VALUE LIFE INSURANCE, ANNUITIES AND TAX-ADVANTAGED RETIREMENT PLANNING
Typical multi-line insurance agents, (home and auto) and stock and bond investment reps usually only work with very basic TERM LIFE Insurance and are extremely limited in their knowledge of the HUGE TAX ADVANTAGES and complexities of permanent death benefit cash value life insurance which properly designed, can do so much more - such as providing a steady stream of tax-free distributions in retirement without all the rules and restrictions and early withdrawal penalties of 401Ks and IRAs. We on the other hand, are highly trained and have years of experience in ALL types of cash value life insurance and annuities.
WE ARE NOT A "FEE-BASED MODEL" - HOW DO WE GET PAID?
Brokerage Arrangements: If we chose to be a "fee based" model like many other financial advisers and planners, we could and would charge an hourly fee of $500 per hour. Instead, We have chosen not to be "fee based" at this time, and get compensated directly via the various A+ rated insurance & annuity carriers we broker with. This is a "WIN-WIN," no fees for you - more business and referrals and introductions for us.
TENURE
The insurance and financial services and advisor industry is a very tough business and it's common for many to come and go and most do not make it. We are proud to have over 26 successful years of being in the business of helping others to sleep well and be more financially solid and secure.
CREDIBILITY - WE ARE PUBLISHED
Todd Radwick is a published author and financial columnist in several business and financial publications such as Broker World, The Spokane Journal of Business, The Wenatchee Business World, The O&P Business News (Orthotics & Prosthetics) and others. He is also sought after public speaker at forums and conferences.
OVER 50 CLIENT TESTIMONIALS
See our many compelling client testimonials from happy clients who put it in writing they have never had a single market loss in addition to being thrilled with the value and customer service we bring to the table. The vast majority of other advisors, agents, and planners have no where near this many testimonials. Would you write a testimonial like this for YOUR current advisor and be willing to back it up with your contact info? If not, let's talk.
Our Partners
