Radwick Financial Group, LLC is led by president and founder, Todd Radwick who comes from a family heritage rich in experience in the life insurance and financial services industry. Todd has over 26 years in the business, his father, Bob Radwick, now deceased had 43 years before retiring and his older brother, Rolly Radwick, now retired was in for 37 years.
As an "Income Protection Specialist," Todd specializes in Disability Insurance and helping highly compensated doctors, physicians, dentists, surgeons and other medical and business professionals, who are self-employed with their own practice, to protect their INCOME and cash flow - their greatest asset, if they get sick or hurt and cannot work. He is also a long time veteran and expert when it comes to Life Insurance, Annuities and Tax-Advantaged Retirement Planning.
Todd "cut his teeth" in the business by entering the life insurance profession with New York Life in January of 1995. Prior to this, he was in law enforcement for six years as a police officer and deputy sheriff in the state of Washington.
Todd married his high school sweetheart and has two adult children. He enjoys being a hobby chef, playing electric blues guitar, playing Pickleball with his wife, and playing in the mountains, cross country skiing, snowshoeing and hiking.
Dennis is fantastic. He runs all of our day-to-day administration and case management follow up. Dennis orders and monitors the progress of all illustration design, applications, underwriting requirements, life and disability lab orders, Attending Physician Statements (medical records) and takes care of all of our policy deliveries. When you receive a policy in the mail, with very clear, easy to understand instructions, this is all coming from Dennis. He is a real asset to this office. When Dennis is not busy crossing every "T" and dotting every "i" in our case load, Dennis enjoys playing golf and spending time with his grandchildren.
Scott has specialized in disability income solutions since 1994 and is our "Go-To" Expert and Case Design Specialist when it comes to helping our affluent upper market clients with protecting their income. Scott started as a financial professional with Principal Financial in Portland, Oregon after graduating from Portland State University with a B.S. in Business Administration, with an emphasis on finance and business law. Scott has worked with Paul Revere (now known as UNUM as a DI Wholesaler and is also our direct line to our industry partner, Ameritas Life, an industry leader in the white collar and business owner DI market. Scott is very passionate about his commitment to income protection and helping to educate others on its importance. Scott is married, and enjoys watching his children play soccer
Brock is our "Go-To" Expert and Specialist in the blue collar and middle market sector of Paycheck Income Protection. Brock has been in the Disability Insurance "DI" industry since 2007, working for a large DI brokerage serving many agents with planning concepts and custom case design. Brock is particularly an expert in the Illinois Mutual Line, which is hands-down one of the finest, high-quality, and most competitive in the blue collar and middle market place when it comes to DI. Brock has been a great asset in really designing "right-fit" plans and matching up benefits, features and costs for our clients. We are happy to have him on our team. Brock is married with a nice family is a huge soccer fanatic
Disability Insurance and protecting your income, your cash flow is the single most critically important aspect of financial planning and risk management - yet almost always the most OVERLOOKED. The vast majority of financial planners, fee based advisers, stock and bond brokers, insurance agents are very guilty of neglecting to advise their clients on this hugely important area of planning. We on the other hand are experts in disability insurance, broker with all the major top carriers and specialize in income protection.
While we are happy to help anyone who is serious and sincerely interested in planning for their future financial security, regardless of occupation, we focus on and specialize in working with the highly-compensated self-employed medical market, i.e. doctors, dentists, surgeons, physicians, and other medical specialists, with their own practice, to help them protect their single-greatest asset - their ability to earn an extraordinary phenomenal income after many years of dedication, schooling and hard work. Highly paid doctors get it when it comes to disability insurance and protecting their income. 1) They SEE it every day, people needing their services because they are severely sick or injured and 2) They are very aware of the fact they are exposed. They have a very unique and specialized skill set that can't be easily replaced.
Brokerage Arrangements: While we could charge a fee of $500 per hour, under a fee-based model, like many other advisors and financial planners, we have chosen not to at this time, and get compensated directly via the various A+ rated insurance & annuity carriers we broker with.
Personal Introductions and Referrals: Because we do not charge a fee for our services, instead - we do ask for and expect happy clients to provide us with referrals and personal introductions and referrals to other quality, high-caliber people. Life and business is all about relationships and word-of-mouth.
The insurance and financial services and advisor industry is a very tough business and it's common for many to come and go and most do not make it. We are proud to have over 26 successful years of being in the business of helping others to sleep well and be more financially solid and secure.
Todd Radwick is a published author and financial columnist in several business and financial publications such as Broker World, The Spokane Journal of Business, The Wenatchee Business World, The O&P Business News (Orthotics & Prosthetics) and others. He is also sought after public speaker at forums and conferences.
See our many compelling client testimonials from happy clients who put it in writing they have never had a single market loss in addition to being thrilled with the value and customer service we bring to the table. The vast majority of other advisors, agents, and planners have no where near this many testimonials. Would you write a testimonial like this for YOUR current advisor and be willing to back it up with your contact info? If not, let's talk.