Radwick Financial Group, LLC is led by president and founder, Todd Radwick who comes from a family heritage rich in experience in the life insurance and financial services industry; his father, Bob Radwick for 43 years and his older brother, Rolly Radwick for 37, and now Todd, over 25 years.
Previously, Todd served as a police officer and deputy sheriff in Washington for 6 years, then followed family footsteps, entering the business with New York Life in January of 1995.
Todd married his high school sweetheart and has two adult children. He enjoys spending time in the mountains, hiking, Nordic skiing and snowshoeing.
We specialize in helping successful business and medical professionals and small business owners with the planning of their future financial security.
We are your "FINANCIAL PROTECTOR," and are all about safety, peace-of-mind, protection, GUARANTEES and certainty in an uncertain world. We are not about high risk, speculation, gambling and greed. If this sounds like you, we may be a good fit!
You can't be the best at everything, so we specialize and are EXPERTS in three distinct areas of risk management planning:
1) Protecting your income, your single greatest asset, your ability to earn a living, if you get sick or hurt and cannot work.
2) All aspects of Life Insurance to protect those you love and cherish most, or for various business needs such as Key Person Insurance, or insured buy/sell agreements for business partnerships.
3) Tax-Advantaged Retirement Planning with Zero Market Risk.
We broker exclusively with strong, established, top A rated life insurance and annuity carriers that guarantee zero market risk. We do not work with any stocks, bonds, mutual funds or securities. Not one client has lost a single cent, including the crash in 2008!
We are based in Winthrop WA, an outdoor recreational paradise and cross country ski mecca in the beautiful Methow Valley on the eastern slope of the North cascades.
Because of our remote, rural location, we leverage modern day technology, by conducting nearly all of our business efficiently, via phone and web video conferencing.
We generally work in a two meeting format:
The first session is about 30 minutes and this is to learn about you, your situation, financial goals and objectives and concerns. The better we understand you and your situation, the better we can custom tailor your planning to you.
The second planning session can last over an hour and is about going over your options based on all our research and the information given by you, and helping you to implement and put things into motion because life rewards ACTION - not good intentions.
NOTE: Because of the critical important nature of this type of planning, it is ESSENTIAL that all decision makers be present in all conferences and planning sessions.
While we could charge a fee of $500 per hour, under a fee-based model, like many other advisors and financial planners, we have chosen not to at this time, and get compensated directly via the various carriers we broker and contract with.
The insurance and financial services and advisor industry is a tough business and it's common for many to come and go and not make it. We are proud to have over 25 successful years of being in the business of helping others to sleep well and be more financially solid and secure.
Todd Radwick is a published author and financial columnist in several business and financial publications such as Broker World, The Spokane Journal of Business, The Wenathcee Business World, The O&P Business News and others. He is also sought after public speaker at forums and conferences.
See our many compelling client testimonials from happy clients who put it in writing they have never had a single market loss in addition to being thrilled with the value and customer service we bring to the table. The vast majority of other advisors, agents, and planners have no where near this many testimonials. Would you say all these things about YOUR current advisor? If not, let's talk.