Radwick Financial Group, LLC is led by principal and founder, Todd Radwick, who comes from a family of insurance and financial professionals.Todd followed his father's footsteps into the life insurance business in January of 1995 by joining as an agent with the New York Life Insurance Company and was there for 12 years. In order to help his clients with a broader selection and to have more options, he later formed Radwick Financial Group, LLC and has been in the profession now for nearly 30 years. Todd's father, Bob, was in for 43 years and his brother, Rolly was in for 37 years. Todd and Radwick Financial Group, LLC are licensed in multiple states across the nation and he does all of his work via phone and webconferencing using Zoom meetings.
Todd now specializes in helping his clients to be more financially secure, whether they live long into retirement, die too soon or get disabled along the way. Todd has his "DIA" designation (Disability Income Associate) from AHIP and has been a platform speaker at numerous industry meetings and conferences. He is also a published author with his own financial column in several publications including the Spokane Journal of Business, the Wenatchee Business World, the O&P Business News and the natiional industry magazine, Broker World.
Todd has been witih his wife and high-school sweetheart for 41 years and has two adult children. He lives in the beautiful Methow Valley in north central Washington where he enjoys working out, hiking, and cross country skiing. https://methowtrails.org/
Call Todd today to leverage his expertise and experience!
Guarantees in life DO exist - they just aren't "FREE." Nothing worthwhile in life is. Some will say "there are no guarantees in life," or "the only thing in life that is guaranteed is death and taxes." What is more accurate is "There is no such thing as a free lunch." With strong, top life insurance companies with "A+" ratings for claims-paying ability and financial strength, you can guarnatee your income during a disability. You can guarantee at your passing, your loved ones will be debt free with a secure income to continue living in the way they are accostomed. You CAN guarantee ZERO market losses to your retirement savings. You CAN guarantee both you and your spouse will have an increasing life income no matter how long either of you live. GUARANTEES DO EXIST - YOU JUST HAVE TO PAY FOR THEM IN ADVANCE!
Where the vast majority of advisors only work with risky securities such as stocks bonds and mutual funds, we do not. Instead we specialize in "pension" style guaranteed lifetime income retirement planning with ZERO worry about downside market loss or ever running out of money.
Disability Insurance and protecting your income, your cash flow is the single most critically important aspect of insurance and risk management - yet sadly is almost always the most overlooked. We are experts in Disability Income Protection and can be a huge value added source of information. In addition, we are also experts in all aspects of life insurance needs analysis, term life, whole life, universal life, and indexed universal life.
Brokerage Arrangements: If we chose to be a "fee based" model like many other financial advisers and planners, we could and would charge an hourly fee of $500 per hour. Instead, We have chosen not to be "fee based" at this time, and get compensated directly via the various A+ rated insurance & annuity carriers we broker with. This is a "WIN-WIN," no fees for you - more business and referrals and introductions for us.
The insurance and financial services and advisor industry is a very tough business and most do not make it over the long term. We are proud our 30+ year history of successfully helping others to sleep well and be more financially secure.
Todd Radwick is a published author and financial columnist in several business and financial publications including Broker World, The Spokane Journal of Business, The Wenatchee Business World, The O&P Business News (Orthotics & Prosthetics) and others. He is also sought after public speaker at forums and conferences.
See our many compelling client testimonials from happy clients who put it in writing they have never had a single market loss in addition to being thrilled with the value and customer service we bring to the table. The vast majority of other advisors, agents, and planners have no where near this many testimonials. Would you write a testimonial like this for YOUR current advisor and be willing to back it up with your contact info? If not, let's talk.
Scott has specialized in disability income solutions since 1994 and is our "Go-To" Expert and Case Design Specialist when it comes to helping our affluent upper market clients with protecting their income. Scott started as a financial professional with Principal Financial in Portland, Oregon after graduating from Portland State University with a B.S. in Business Administration, with an emphasis on finance and business law. Scott has worked with Paul Revere (now known as UNUM as a DI Wholesaler and is also our direct line to our industry partner, Ameritas Life, an industry leader in the white collar and business owner DI market. Scott is very passionate about his commitment to income protection and helping to educate others on its importance. Scott is married, and enjoys watching his children play soccer and enjoys living in the south Puget Sound area of Seattle.
With over 20+ years in the insurance and financial services industry, Mike has become an EXPERT in all forms of annuities and the complexities of tax-advantaged retirement planning. In addition, Mike is very knowledgeable when it comes to Social Security Planning and helping our clients navigate what can often be an arduous and confusing process. Mike has earned the prestigious "Social Security Plan Specialist" designation and we truly see him as a valuable asset for our planning team. Previously, Mike spent many years as a top-performing Annuity Wholesaler at Jackson National Life, where he helped to educate and service agents and advisers across the US. While there, Mike led the entire company as the #1 top performing wholesaler with the company. He enjoys being with his family and living in sunny Arizona.
Dave is our in-house Life Insurance expert and has been specializing in all aspects of life insurance since 1999. Dave is a genius and encyclopdia on the life insurance industry, history, and market trends and does a great job of helping us to broker, shop, research and compare life insurance solutions with the main top "A" rated companies and helping our clients to insure their policies are in alignment with their goals and objectives. Whether you have a personal or business need for life insurance, Dave will do his research to get you the most appropriate life insurance solutions with the best possible outcome on price. Dave has a long track record of having worked with some of the largest, most prestigious life insurance companies in the industry. Dave has 3 children and enjoys golfing and boating in beautiful Arizona.
Mike is our 401K retirement plan expert and has a very extensive background with over 25 years in setting them up and administrating them and helping clients to navigate the process. Mike can help your company build a new 401K from scratch, or move an existing plan to us for better service and expertise. Mike can help you with both traditional pre-tax 401Ks, or after-tax "Roth" 401Ks. He is the author of "An Employer's Guide to a Retirement Plan that Works" and developer of Impact Retirement, ESG focused retirement portfolios. Mike's mission is to bring "real" retirement plan experience directly to employers and their employees. Mike grew up in Indianapolis and graduated from Indiana University with a BS in Business and Computer Information Systems. He lives in the Seattle area with his wife Melanie and children Caroline and Matthew.
Dennis is fantastic. He runs all of our day-to-day administration and case management follow up. Dennis orders and monitors the progress of all illustration design, applications, underwriting requirements, life and disability lab orders, Attending Physician Statements (medical records) and takes care of all of our policy deliveries. When you receive a policy in the mail, with very clear, easy to understand instructions, this is all coming from Dennis. He is a real asset to this office. When Dennis is not busy crossing every "T" and dotting every "i" in our case load, Dennis enjoys living in Scottsdale Arizona and playing golf and spending time with his grandchildren.
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