Meet Our Team
Dennis Urbanski, Office Administration & Case Manager
Scott Blankenship, CLU, LUTCF,, White Collar Income Protection & Case Design Specialist
Scott Blankenship, CLU, LUTCF,, White Collar Income Protection & Case Design Specialist
Dennis is fantastic. He runs all of our day-to-day administration and case management follow up. Dennis orders and monitors the progress of all illustration design, applications, underwriting requirements, life and disability lab orders, Attending Physician Statements (medical records) and takes care of all of our policy deliveries. When you receive a policy in the mail, with very clear, easy to understand instructions, this is all coming from Dennis. He is a real asset to this office. When Dennis is not busy crossing every "T" and dotting every "i" in our case load, Dennis enjoys playing golf and spending time with his grandchildren.
Scott Blankenship, CLU, LUTCF,, White Collar Income Protection & Case Design Specialist
Scott Blankenship, CLU, LUTCF,, White Collar Income Protection & Case Design Specialist
Scott Blankenship, CLU, LUTCF,, White Collar Income Protection & Case Design Specialist
Scott has specialized in disability income solutions since 1994 and is our "Go-To" Expert and Case Design Specialist when it comes to helping our affluent upper market clients with protecting their income. Scott started as a financial professional with Principal Financial in Portland, Oregon after graduating from Portland State University with a B.S. in Business Administration, with an emphasis on finance and business law. Scott has worked with Paul Revere (now known as UNUM as a DI Wholesaler and is also our direct line to our industry partner, Ameritas Life, an industry leader in the white collar and business owner DI market. Scott is very passionate about his commitment to income protection and helping to educate others on its importance. Scott is married, and enjoys watching his children play soccer
Brock Falconer, Blue Collar Income Protection & Case Design Specialist
Scott Blankenship, CLU, LUTCF,, White Collar Income Protection & Case Design Specialist
Brock Falconer, Blue Collar Income Protection & Case Design Specialist
Brock is our "Go-To" Expert and Specialist in the blue collar and middle market sector of Paycheck Income Protection. Brock has been in the Disability Insurance "DI" industry since 2007, working for a large DI brokerage serving many agents with planning concepts and custom case design. Brock is particularly an expert in the Illinois Mutual Line, which is hands-down one of the finest, high-quality, and most competitive in the blue collar and middle market place when it comes to DI. Brock has been a great asset in really designing "right-fit" plans and matching up benefits, features and costs for our clients. We are happy to have him on our team. Brock is married with a nice family is a huge soccer fanatic
Our Ideal "Right-Fit" Client - Who We Partner with Best
QUALITATIVE
- Responsible, reliable, dependable, known for integrity, solid person
- Nice person, compassion for others
- Proven successful track record, great work ethic, driven, doing well
- Money, wealth and tax conscious, planning and preparation oriented
- Smart, analytical, business minded
- Action person, sense of urgency, decision maker
- Capitalist, entrepreneurial spirit
QUANTITATIVE
- Business owners, business partners, self-employed
- Responsible for their own retirement planning and financial security
- White, blue or medical collar professions
- Age 35 to 70 – in their working prime
- Have people in their life who are worth financially protecting
- Minimum annual income of $100,000
- Homeowners, possibly with a mortgage
WHAT'S OUR SPECIALTY?
We specialize in partnering with successful professionals and small business owners, helping them to plan for their future financial security and peace-of-mind, whether they live long into retirement, pass away, or become disabled and unable to earn an income along the way
HOW DO WE GUARANTEE ZERO DOWNSIDE MARKET RISK?
We broker exclusively with strong, established, top A rated life insurance and annuity carriers that guarantee zero market risk. We do not work with any stocks, bonds, mutual funds or securities. Not one client has lost a single cent, including the downturns from 2000-2002 or the crash in 2008!
WHERE ARE WE BASED?
We are based in Winthrop WA, an outdoor recreational paradise and cross country ski mecca in the beautiful Methow Valley on the eastern slope of the North cascades.
HOW DO WE WORK?
We conduct nearly all of our business, efficiently and conveniently via phone and web video conferencing. Because we are licensed in a number of states this makes distance and geography essentially mute.
NOTE: Because of the critical important nature of this type of planning, it is ESSENTIAL that all decision makers be present in all conferences and planning sessions.
ARE THERE ANY INVESTMENT RETIREMENT ACCOUNT MINIMUMS?
- For one-time, single lump sum investing: $100,000
- Annual ongoing: $6,000
- Monthly ongoing: $500
WHAT MAKES US DIFFERENT?
NO FEES - HOW DO WE GET PAID?
Brokerage Arrangements: While we could charge a fee of $500 per hour, under a fee-based model, like many other advisors and financial planners, we have chosen not to at this time, and get compensated directly via the various carriers we broker and contract with.
Personal Introductions and Referrals: We do ask for and expect happy clients to provide us with our main source of new business contacts by making personal introductions and referrals to other quality, high-caliber people. Life and business is all about relationships and word-of-mouth.
TENURE
The insurance and financial services and advisor industry is a tough business and it's common for many to come and go and not make it. We are proud to have over 25 successful years of being in the business of helping others to sleep well and be more financially solid and secure.
CREDIBILITY - WE ARE PUBLISHED
Todd Radwick is a published author and financial columnist in several business and financial publications such as Broker World, The Spokane Journal of Business, The Wenathcee Business World, The O&P Business News and others. He is also sought after public speaker at forums and conferences.
OVER 50 CLIENT TESTIMONIALS
See our many compelling client testimonials from happy clients who put it in writing they have never had a single market loss in addition to being thrilled with the value and customer service we bring to the table. The vast majority of other advisors, agents, and planners have no where near this many testimonials. Would you write a testimonial like this for YOUR current advisor and be willing to back it up with your contact info? If not, let's talk.
Our Partners
